Imagine coming home each night and knowing that this is YOUR HOME! Less than half of all families in Hawaii own their homes. That means they are paying rent month after month, year after year with no equity and no stability. It's time to do what's best for your family's future. I am here to help finance your home with a new mortgage. Take charge, get pre-qualified now and purchase your new home.
Sometimes the people closest to us are the ones that will tell you "you can't buy a home". But, the odds are that you can! I will show you the path to owning your own home. We will talk about what type of home you want, where you are looking and questions you may have about getting pre-qualified. I will answer questions about loan programs, down payments and more.
If English isn't your primary language, click the 'world' button at the top right corner of this page for translation options.
Since 2006 my family rented several houses in Kona only to be faced with rising rents, pet/animal restrictions, aging appliances, and...two houses sold right out from under our feet! We didn't think we'd ever be able to buy a home in Hawaii. However, in 2015 with perseverance we did. The experience was so enlightening to me, that I decided I want to help others do the same. I am a licensed mortgage loan originator in the State of Hawaii. Visit me at Trusted Home Loans. You have me as a resource, I am here to help your family buy your home and secure your future.
75-167 Kalani Street, #200 Kailua Kona HI 96740
Buying your primary residence? If this is your first home ever or its your first home in three years, there are several loan types available ranging from zero to 5% down payment options. There are income and property conditions that we will explain so you get the best loan to suit your needs.
If you already own your primary residence and you're wanting a vacation home, you have access to 10% down payment for US Citizens and 35% down payment for Foreign Nationals. Vacation homes are not intended for rental income, so if you're planning an Air B&B it's an investment property loan.
Hawaii may be the hottest real estate market in the United States and it's known worldwide. Investing in short-term rental and long term rental property can create lifetime cashflow. With 20% down payment we can provide financing for condos, houses, multi-unit, plus hotels and mixed use.
Home buyers have access to USDA, FHA and VA loans between zero down to 5% down payment. Government backed loans provide lower mortgage insurance and interest rates. Ask which program is best for you.
Conventional mortgages have evolved! 23 year fixed? 7/1 ARM? The choice is yours! Primary residence, second home or investment properties, conventional mortgage help you get the home loan you need.
Rate and term refinance lowers your existing payment making life easier. Cash-out refinance consolidates multiple debts into one mortgage payment. Add a pool or new kitchen with a renovation refinance.
Non-traditional income can translate to a 12-month or 24-month bank statement mortgage. Get the home you want now with an adjustable rate mortgage using just your personal or business bank deposits
RocketLoans, a division on Quicken Loans provides instant access for credit home improvements, debt consolidation, business and personal loans are available online today and in your bank tomorrow. Learn More.
10% down payment on home purchases $1 million to $4 million so you can enjoy your dream home without liquidating your investments.
We provide equal access to our services without any discrimination based upon age, race, religion, country of origin or marital status.
International buyers can finance their purchase with streamlined credit and documentation to facilitate long distance investments